Two approaches
Compare debt snowball and debt avalanche strategies.
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The debt planning edit
A clearer way to plan your repayments.
Explore snowball and avalanche repayment approaches, forecast monthly payments and organise debts using the numbers you enter.
Digital download · One-off purchase · No bank connection · Desktop browser recommended
Money,
made clearer.
made clearer.
Turn a collection of balances into a practical repayment plan.
Thoughtful features
Practical tools. A calmer perspective.
Forecast your plan
Explore an illustrative monthly payoff timeline.
Manage balances
Organise the debts, interest rates and payment amounts you enter.
Keep your records
Customer edition includes backup and export tools.
See the real application
Explore before you choose.
The interactive demonstration lets you look around the actual application using fictional examples. The downloadable edition is purchased and delivered through Etsy.
Projections are illustrative calculations based on your inputs. They are not personalised debt advice and do not guarantee interest savings or a payoff date. The free demo is limited to three debts and disables customer exports; the purchased version has a larger allowance.
Good to know
Useful tools, on your terms.
Your downloadable planner stores information locally in your browser where supported. Keep your own backups, especially before clearing browser data or changing devices. Demos are separate from purchased apps.
Projections are illustrative calculations based on your inputs. They are not personalised debt advice and do not guarantee interest savings or a payoff date. The free demo is limited to three debts and disables customer exports; the purchased version has a larger allowance.
Read our digital planner guide ↗